Terms of Service

1. Acceptance of Terms

By accessing and using GhRates ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

GhRates provides real-time financial data, including but not limited to exchange rates, stock prices, commodity prices, and investment information for the Ghanaian market. The information provided is for informational purposes only and should not be considered as financial advice.

3. Use of Information

The financial data and information provided on GhRates is compiled from various sources believed to be reliable. However, we do not guarantee the accuracy, completeness, or timeliness of any information displayed on our platform.

• Users should verify all information before making financial decisions
• Past performance does not guarantee future results
• Exchange rates and market data may be delayed
• We are not responsible for any losses incurred based on our data

4. User Responsibilities

As a user of GhRates, you agree to:

• Use the Service only for lawful purposes
• Not attempt to disrupt or interfere with the Service
• Not reproduce, duplicate, or resell any part of the Service without permission
• Provide accurate information when subscribing to our newsletter

5. Intellectual Property

All content on GhRates, including but not limited to text, graphics, logos, and software, is the property of GhRates or its content suppliers and is protected by Ghanaian and international copyright laws.

6. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

GhRates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service, including but not limited to financial losses based on the information provided.

8. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service after any changes constitutes acceptance of the new terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Ghana, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: support@ghrates.com